BRRRR Calculator
Model a Buy, Rehab, Rent, Refinance, Repeat deal. Enter your purchase, rehab, ARV, refinance terms, and rent to see how much capital you pull back out and what the rental cash flows.
Cash left in deal
$0 — full BRRRR
Refinance returns all of your capital (infinite cash-on-cash).
- Total project cost
- $170,000
- Refinance loan (ARV×LTV)
- $187,500
- Capital recovered
- 100.0%
- Equity captured
- $62,500
- New mortgage / mo
- $1,247
- Cap rate
- 6.2%
- Monthly cash flow
- $53
- Annual cash flow
- $631
Like this? Track the whole BRRRR in RehabROI.
Start freeHow BRRRR returns work
In a BRRRR deal you buy and rehab with short-term capital, then refinance based on the after-repair value. The new loan (ARV × LTV) ideally returns most or all of your invested capital, leaving a cash-flowing rental with little or none of your own money left in it — that's the “infinite return” case.
Cash-on-cash return is annual cash flow divided by the cash still left in the deal. Cap rate uses net operating income (rent minus operating expenses, before the mortgage) over the ARV.
Estimates only — not financial advice. Verify all figures, rates, and lender terms before committing.